$250 from M&T Bank

I just got off the phone with one of M and T Bank's representatives about their new bonus offer.  She didn't know much about it, so I educated her instead of the other way around.  After she asked a manger a couple of questions, though, we got it sorted out.

Here's the deal:

1. Open a checking account
2. Sign up for direct deposit: get $25-$150 depending on the account type.
3. Sign up for overdraft protection: get $50
4. Make three bill pays in the first month of opening the account: get $50

Click Here to Go to M and T's Bonus Page

Now here is the fine print:

1. MyChoice Checking has the lowest minimum balance while still qualifying for the bonus.  You are must either make 10 check card transactions per month OR  have at least $500 in the account to avoid fees.  This account gives you a $25 bonus with direct deposit.
2. Select Checking and Power Checking also qualify for the bonuses, giving you $50 and $150 respectively, but also requiring a $5,000 or $50,000 balance respectively.  
3. The bonuses take 90 days to be deposited, so you much have the account open for at least three months.

I opened a MyChoice checking account, using Paypal to do the direct deposit, and then signed up for overdraft protection as well as bill pay.

I'm only getting $125 instead of the potential $150, but since my commitment is only $500, this means I made a 25% gain for letting them hold my money for a few months.